Items filtered by date: April 2016 - Paramount Insurance

The people of Fort McMurray are experiencing their worst nightmare – not only being evacuated from their homes, but now they are left in suspense full of questions without answers...

Is my home still standing?
If it isn’t, what do I do now?
How will we start over?
How do I get in touch with my broker if their business has burnt down too?
What does my insurance company cover?
Who is my insurance company?

If Red Deer was placed in a similar situation (be it fire, flood or tornado) or even if your home burnt down as a result of human error, what are Your answers to these questions?

Fire to a home is complete devastation, what the flames don’t obliterate, the smoke & water does. Every single piece of your property; from canned foods, to snow boots in storage... Every single book you own, every pair of nail clippers, every set of panties & socks will either need to be cleaned &/or replaced.

So here is our million dollar question:
Do you know what you have in your home?
If your entire home was burnt to the ground – could you sit down today and confidently write out a comprehensive list of EVERYTHING you had in your home and its approximate cost upon purchase? Is writing out an inventory list after the fire (or flood) something you think you’ll want to do while grieving the loss of your home & all of your possessions? Furthermore, do you know if the opal earrings you inherited from grandmother last year are covered? What about the ‘just in case’ money you keep stashed in your sock drawer?

Now is the time to come together to offer support, lend a hand and to donate to those affected by the fires in Fort McMurray – it is also the time to learn & to take action for yourselves, so You are prepared in the event that something equally as devastating happens to You.

We are encouraging all of our clients (their friends & their families) to take the time to protect yourselves – we strongly believe by working your way through the 5 following steps you can help ease the pain of your loss:

1. Fill out a Home Inventory Checklist and return it to your broker; either in person, via fax or via email. We will then scan it & attach it to your policy and this way, in the event of a loss we have a digital copy to get you started and to help you get back on your feet as soon as possible.

2. Take the time to fully read & understand your insurance policy. Come in and let’s go over what is Excluded from your current coverage so we can:
a) add coverage to those valuables that are not automatically covered or
b) help you take the necessary steps to diminish or mitigate against the loss.

3. Put pictures, trinkets & valuables you feel you can’t live without into a ready to go air tight container under your bed or in an accessible place for quick retrieval when/if you ever need to evacuate your home.

4. Have a 72 hour emergency kit ready to go – the Canadian government recommends the following for a 4 person family (
24 Emergency Drinking Water Rations
3 3600 Calorie Food Ration Packs
2 Emergency Rescue Blankets
4 Dust Masks
8 Sanitary Napkins
3 Rolls of Toilet Paper
1 Whistle
4 Pairs of Work Gloves
4 Ponchos
1 Crank Flashlight (No Batteries Required)
15 Adhesive Bandages
4 Knuckle Bandages
4 Fingertip Bandages
4 Patch Bandages
12 Antiseptic Towelettes
1 CPR Mask
1 Bio Hazard Waste Bag
2 Light Sticks
1 Nylon Backpack

5. Store your policy number along with your insurance company emergency claim phone number either in your phone or better yet, with a loved one who lives in a different city – this way, you will know exactly who to call in the event of an emergency when you know your broker is being evacuated with you.
Listed below are the emergency claim phone numbers for the insurance company we write our home policies with - you will find ALL of our companies & their emergency claims numbers under the orange 'CLAIMS' tab above.

Travelers Canada (formerly known as Dominion of Canada): 1-800-661-5522
SGI Canada: 1-855-751-1307 (home) 1-877-435-1484 (auto)
Economical Insurance: 1-800-607-2424
Aviva/Elite Insurance Company: 1-800-567-7721
Chutter Insurance: 1-866-672-4587
Premier Insurance: 1-800-567-7721

Our hearts go out to those in Fort McMurray who are devastated, in pain & suffering - this is a terrible loss for a community that was already in pain.

Sincerely & with love;

Dave, Pattie, Whitney, Diane, Joanne, Courtney & Crystal

Phone: 403-347-8400 Fax: 403-347-8470